Buy now, pay over time - these are your options
Dear Customer!
We have partnered with several different companies in order to give you as many Pay-Over-Time options as possible.
Here is a short introduction into all your options. Please make sure you read the terms of each payment provider before you commit to buy.
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There are basically 2 different types of Pay-Over-Time options:
- Monthly Financing (Shop Pay / Affirm )
- 4 Interest-Free Installments (Shop Pay / Zip)
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Our recommended Service Provider
Shop Pay offers you the option to pay in full at checkout, to split your purchase into 4 equal installment payments, or to make monthly installment payments.
For installment orders that are paid for in monthly payments, interest rates from 10 to 36% APR apply (you will be shown a complete summary of all details before you finalize your order).
No hidden Fees: You will know exactly what you owe before you commit. There are no hidden costs and no surprises.
You even have the option to discover how much you qualify to spend with Affirm.
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
We have created a separate page where we explain in detail how Affirm works.
BUY NOW. PAY LATER.
Your order is split into 4 installments paid over 6 weeks.
Your linked debit or credit card will be charged in 4 installments over 6 weeks.
No APR. No hidden Fees. Just transparent pricing.
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In order to select any of these options, please follow these steps:
Step 1: Add the products you would like to buy to the shopping cart.
Step 2: Fill out the Shipping Information Form.
Step 3: Select your preferred payment option.
Step 4: Click 'Complete order'.
After clicking “Complete order”, you will be redirected to the payment provider to complete your purchase securely.
You have not finalized your order at this point. You will still get a full summary of what your future payments will look like before you commit to buy.
Please don't be afraid: Should you make a mistake and place an order by accident, simply contact us immediately and we will cancel your order right away.
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We know it seems like a lot of steps, but it's honestly very easy to do - and all our partners are very clear and fair with their services.
Two last Tips
- We keep seeing that people initially give a fake name, fake address or telephone number when they try to apply for any of these pay over time options. Please know that this will lead to you being denied for their services every time.
These companies offer their services without any hard credit checks, but they do look at other things in order to verify who they are dealing with (we don't know how they evaluate their customers, and we have no access to any information in case you are denied). So if you would like to use their services, please give your true information to take advantage of what they offer you in return.
- Should you not be approved by the payment provider you selected, please feel free to try it again with a different provider. They all have different things they look at when they evaluate a new customer, so you may not be approved by provider A, but provider B might approve you without any issues (we don't know how they evaluate their customers, and we have no access to any information in case you are denied). We've seen this happen many many times, so please don't be discouraged if one company denies you.
Should you have any questions or need any help, please contact us and we are happy to walk you through everything step by step if needed.